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Rolls Royce

Before going to Europe on business, a man drove his Rolls-Royce to a
downtown New York City bank and went in to ask for an immediate loan of

The loan officer, taken aback, requested collateral and so the man said,
"Well then, here are the keys to my Rolls-Royce." The loan officer
promptly had the car driven into the bank's underground parking for safe
keeping, and gave him $5,000. Two weeks later, the man walked through the
bank's doors, and asked to settle up his loan and get his car back. "That
will be $5,000 in principal, and $15.40 in interest", the loan officer
said. The man wrote out a check and started to walk away.

"Wait sir", the loan officer said, "while you were gone, I found out you
are a millionaire. Why in the world would you need to borrow $5,000?"

The man smiled. "Where else could I park my Rolls-Royce in Manhattan for
two weeks and pay only $15.40?



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